Everything you need to know about how SuiviBourse works.
Automatically every 15 minutes during market opening hours. Outside market hours, the last known price is kept. The last update time is shown in your settings.
From public Yahoo Finance data. It is provided for information only and may have a slight delay or inaccuracies; it is not an official source.
No. SuiviBourse provides indicative estimates (flat tax, social contributions, ceilings, etc.) to help you plan ahead. These are not tax or financial advice: always check your situation with a professional or the tax authority.
France (taxable account with flat tax, PEA/PEA-PME, social contributions, dividends with foreign tax credit, 10-year loss carry-forward), Belgium, Switzerland and Luxembourg, plus a custom mode to define your own rates.
Yes. In France (CTO), losses not offset in a year are applied against gains over the next 10 years. In Belgium, since the 2026 reform, the carry-forward is 5 years (the EUR 10,000 annual exemption applies before offsetting). If your full history is not in the app, you can enter your prior reportable losses in the tax report.
The progressive income tax option (based on your marginal bracket), the 40% dividend allowance and holding-period allowances, inheritance, gifts and wealth tax (IFI). The estimate focuses on securities.
The account holder. For tax purposes an investment account belongs to a single person: that person declares all of the account's capital gains and dividends, even if another profile made some of the transactions (typically a minor child with no account of their own). The tax report is therefore presented per holder, with a per-person breakdown provided for information only. A profile that holds no account has no taxation of its own.
Each broker carries its own fee schedule (fixed, variable or tiered, plus foreign-market fees). Your accounts are linked to a broker and automatically inherit its schedule: you enter the fees only once.
Yes, via CSV file import (BoursoBank, Degiro, Trade Republic, IBKR in CSV and Flex, XTB, Trading 212, Portfolio Performance). If an import doesn't work as expected, send us your export file: our team will analyze it to improve and fix the import.
Yes. SuiviBourse tracks your contributions against the EUR 150,000 ceiling (PEA) and the combined EUR 225,000 ceiling (PEA + PEA-PME) per holder, with an alert as you approach the limit.
Sales made inside a PEA are not taxed: only a withdrawal triggers tax. The amount withdrawn is deemed to contain capital and gain in the same proportion as the plan, and only the gain share is taxed β social contributions only after 5 years, flat tax plus closure of the plan before that. SuiviBourse estimates that share from the plan's value and your contributions; you can also enter the plan's value on the withdrawal date directly, or the tax actually withheld by your broker, which then takes precedence over the estimate.
Yes. We follow the principle of data minimization: we collect no identity data (no name, address, or phone number). Your data is encrypted at rest and in transit, and every account is strictly isolated: you only ever see your own data. Payment is handled by Stripe, a global leader in online payments and PCI-DSS certified; we never see or store your banking details.
Yes. The Premium subscription is annual with no commitment. You can cancel anytime from your settings. You keep Premium access until the end of the paid period.
Your account reverts to the free plan at the end of the current period. All your data is kept, but advanced features are no longer accessible.