Frequently asked questions

Everything you need to know about how SuiviBourse works.

Market data

How often are prices updated?

Automatically every 15 minutes during market opening hours. Outside market hours, the last known price is kept. The last update time is shown in your settings.

Where do prices and dividend data come from?

From public Yahoo Finance data. It is provided for information only and may have a slight delay or inaccuracies; it is not an official source.

Taxation

Are the tax calculations tax advice?

No. SuiviBourse provides indicative estimates (flat tax, social contributions, ceilings, etc.) to help you plan ahead. These are not tax or financial advice: always check your situation with a professional or the tax authority.

Which tax regimes are supported?

France (taxable account with flat tax, PEA/PEA-PME, social contributions, dividends with foreign tax credit, 10-year loss carry-forward), Belgium, Switzerland and Luxembourg, plus a custom mode to define your own rates.

Are losses carried forward from one year to the next?

Yes. In France (CTO), losses not offset in a year are applied against gains over the next 10 years. In Belgium, since the 2026 reform, the carry-forward is 5 years (the EUR 10,000 annual exemption applies before offsetting). If your full history is not in the app, you can enter your prior reportable losses in the tax report.

What is not taken into account?

The progressive income tax option (based on your marginal bracket), the 40% dividend allowance and holding-period allowances, inheritance, gifts and wealth tax (IFI). The estimate focuses on securities.

Accounts & brokers

How are brokerage fees handled?

Each broker carries its own fee schedule (fixed, variable or tiered, plus foreign-market fees). Your accounts are linked to a broker and automatically inherit its schedule: you enter the fees only once.

Can I import my transactions from my broker?

Yes, via CSV file import (BoursoBank, Degiro, Trade Republic, IBKR in CSV and Flex, XTB, Trading 212, Portfolio Performance). If an import doesn't work as expected, send us your export file: our team will analyze it to improve and fix the import.

PEA

Is the PEA ceiling tracked?

Yes. SuiviBourse tracks your contributions against the EUR 150,000 ceiling (PEA) and the combined EUR 225,000 ceiling (PEA + PEA-PME) per holder, with an alert as you approach the limit.

Security & data

Is my data secure?

Yes. We follow the principle of data minimization: we collect no identity data (no name, address, or phone number). Your data is encrypted at rest and in transit, and every account is strictly isolated: you only ever see your own data. Payment is handled by Stripe, a global leader in online payments and PCI-DSS certified; we never see or store your banking details.

Subscription

Can I cancel anytime?

Yes. The Premium subscription is annual with no commitment. You can cancel anytime from your settings. You keep Premium access until the end of the paid period.

What happens if I cancel my subscription?

Your account reverts to the free plan at the end of the current period. All your data is kept, but advanced features are no longer accessible.