SuiviBourse is an online stock portfolio tracking tool for individual investors. It allows you to track your investments, calculate gains and losses, generate tax reports and visualize your portfolio performance.
The service is available as a free version (basic features) and a Premium version (advanced features, subject to paid subscription).
2. No financial advice
SuiviBourse is not an investment advisor. The service is a tracking and calculation tool. The information displayed (prices, gains, projections, tax reports) is provided for informational purposes only and does not constitute:
Investment or financial placement advice
A buy or sell recommendation
Tax or legal advice
Tax calculations are based on current French regulations (PFU, social contributions) and are provided for informational purposes. They do not substitute the advice of a professional accountant or tax advisor.
3. Registration and user account
Registration only requires a valid email address. No other personal information is requested. The user is responsible for keeping their login credentials confidential.
By creating an account, the user accepts these terms of service and the privacy policy.
4. User-entered data
The user voluntarily enters their investment data (transactions, dividends, accounts). The user is responsible for the accuracy of the information entered. SuiviBourse does not verify and cannot verify the accuracy of user-entered data.
5. Prices and market data
Stock prices and market data are provided by third-party sources (Yahoo Finance, Frankfurter for exchange rates, Financial Modeling Prep and EODHD for instrument identifiers and reference data such as ISIN and sector). This data may be delayed (typically 15 minutes) or contain inaccuracies. SuiviBourse does not guarantee the accuracy, completeness or timeliness of this data.
6. Service availability
SuiviBourse strives to keep the service accessible at all times but does not guarantee continuous and uninterrupted availability. The service may be temporarily unavailable for maintenance, updates or in case of force majeure.
7. Limitation of liability
SuiviBourse cannot be held liable for:
Investment decisions made by the user
Errors in prices or market data provided by third parties
Direct or indirect financial losses
Errors in tax calculations (calculations are indicative)
Temporary unavailability of the service
8. Intellectual property
All elements composing the service (interface, code, design, text) are protected by intellectual property law. Any unauthorized reproduction or use is prohibited.
9. Premium subscription
The Premium subscription is managed via Stripe. The terms are as follows:
The subscription is annual with automatic renewal
Cancellation takes effect at the end of the current period
After cancellation, the account automatically reverts to the free version
No refund is provided for the current period
Prices are shown in euros. VAT not applicable, article 293 B of the French CGI (VAT exemption)
Right of withdrawal: in accordance with article L221-28 of the French Consumer Code, by requesting immediate access to the Premium service upon subscription, you agree that its performance begins before the end of the 14-day withdrawal period and you waive that right once the service is fully provided.
Renewal (Chatel law): you are informed by email, at the latest one month before the annual renewal date, of your option not to renew the subscription.
Switch to the free version: freeze, then deletion of excess data
When the account reverts to the free version (cancellation, payment failure or end of a complimentary Premium access), the data beyond the free version limits is frozen:
Frozen data: the accounts, brokers and profiles beyond the limits, with all their content (transactions, deposits, dividends), whichever profile entered it, including the kept profile; any account whose holder is a frozen profile; the transactions entered by a frozen profile on an account that remains active
Full freeze: as long as the account remains on the free version, this data does not appear in any feature of the application (except for its name in Settings, the freeze alert and your message inbox) and can be neither edited nor deleted item by item; frozen deposits still count towards the holder's PEA / PEA-PME ceiling
Deadline: unless the user resubscribes, frozen data is permanently deleted 12 months after the freeze date; this date is never brought forward and, if the warning email is sent less than 7 days before, the deletion is postponed to 7 days after it is sent
Information: an in-app alert shows the deadline throughout the freeze; it can be hidden for 90 days and reappears in any case 7 days before the deadline; a single warning email is sent before the deletion, 7 days before
User's choice: resubscribe to Premium before the deadline, which restores the frozen data exactly as it was, or request its immediate and permanent deletion from the alert
Scope of the deletion: only frozen data is deleted, including the transactions of a frozen profile on an active account held by another holder; nothing is reassigned: the PEA and PEA-PME deposit ceiling and the taxation of PEA, PEA-PME and CTO accounts (capital gains, tax cost basis, loss carry-forward) then relate to the remaining transactions only, and the tax cost basis of a CTO is not reconstructed
Export: throughout the freeze, the user can download the export of their portfolio data, frozen data included, from Settings > My account > My data or from the freeze alert
10. Account closure
The user can close their account at any time from Settings > My account. Closure results in the immediate and irreversible deletion of all data associated with the account. Before closure, the user can download the export of their portfolio data from Settings > My account > My data.
If a Premium subscription is active, it is automatically cancelled upon account closure.
11. Changes to terms
SuiviBourse reserves the right to modify these terms and the privacy policy. Any change results in a new version, dated at the top of this page, which the user must accept explicitly: the next time they use the application, a window asks them, with a link to the new texts, to accept them, and the application is only accessible after this acceptance. A user who refuses can log out and exercise their export and deletion rights by writing to the contact address.
12. Applicable law
These terms are governed by French law. In case of dispute, French courts shall have sole jurisdiction, after an attempt at amicable resolution.